One Card Credit Card is an internationally valid Visa Signature credit card that is managed by FPL Technologies Pvt. Ltd. It is a metal card that acts like a virtual card built with full-stack technology. It works on the principles of simplicity, transparency, and giving back control to the user. It is offered in collaboration with multiple providers that includes SBM Bank, South Indian Bank, Federal Bank, BOB Financial, and CSB Bank.
One Card is a lifetime-free credit card that suits those who are new to credit and want to earn reward points. It does not have any joining and renewal fees, therefore one can avail of many benefits without any need to pay the charges.
Features of One Card Credit Card
Below mentioned are the features of one of the Best Cashback Credit Card:
- Metal Credit Card with the contactless feature
- Among the lowest forex fees in the market @ just 1%
- No redemption fees or minimum threshold to redeem points
- Repayment using a payment gateway within the App through Debit Card, UPI, and Net Banking
- Lifetime-free credit card with no joining and annual fees
- 5X rewards on the Top 2 spend categories each month
- Get fractional points on spends – no rounding off and losing out
- 3D Secure transaction using the swipe2Pay feature in place of OTP
- Control all aspects of the card from the powerful One Card App
- Instant issue and redemption of points from the app
- In-App statement and quick access to statement pdf
- Customer Service Management channels- Chat bot, Email, and Calls through in App
Processing Fees & Charges
Below mentioned are the processing fees & charges to apply for a One Card Credit Card:
| Particulars | Charges |
| Joining Fee | NIL |
| Renewal Fee | NIL |
| Reward Points Redemption Fee | NIL |
| Finance Charges | 2.5% to 3.5% per month or 30% to 42% per annum |
| Late Payment Fee | 2.5% of the Amount Due with a Maximum of INR 1000 |
| Foreign Markup Fee | 1% |
| ATM Withdrawal Charges | 2.5% of the Withdrawn Amount with a minimum of INR 300 |
One Card Offers:
-
#Onderlust- Yatra:
- #Onderlust- Same Price EMI with up to 20% off
- Offer valid till Mar 31, 2023
- #Onderlust- Assembly:
- Flat 20% off on your Perfect Travel Companion
- Offer valid till Mar 31, 2023
- Coupon Code- ASOC20
Redemption Info:
- Visit assemblytravel.com
- Select the products chosen
- Add to cart
- Apply discount code
- Pay using One Card
Terms & Conditions:
- Offer is valid only once per card member
- Offer cannot be clubbed with any other offer.
- AbhiBus
- Save up to INR 500 on bus bookings
- Valid till Sep 2023
- Coupon Code- ABHIOC
Terms & Conditions:
- Valid on minimum booking of INR 400.
- Valid for 1st every transaction on Abhibus.
- Valid only on Private bus bookings and not on Govt SRTC Bookings.
- Whizlabs
- 25% site-wide discount
- Offer valid till Sep 15, 2023
Redemption Info:
- Visit https://www.whizlabs.com
- Select course.
- Coupon Code: WHIZVISA
- Pay with One card.
Terms & Conditions:
- Offer applicable only on individual courses.
- Practice tests do not apply to premium subscriptions.
- Cred
- Get INR 250 discount on education payments
- Offer valid till Mar 31, 2023
Redemption Info:
- Click on the Pay tab on the Cred app
- Select Education Fees
- Enter the required details
- Apply the offer before making payment.
Terms & Conditions:
- The minimum transaction amount to avail of the offer is INR 25000
- Offer valid once per card on Education fees
- Flywire
- Avail discounted price on international tuition fees
- Offer valid till Jul 31, 2023
Redemption Info:
- Visit the website and select the institution
- Enter the details required
- Select the visa option
- Use One card to make the payment
Terms & Conditions:
- Offer is applicable for payment made with One Card
- Byju’s
- 100% discount on Byju’s Bootcamp worth INR 999
- Offer valid till Sep 15, 2023
Terms & Conditions:
- Offer is applicable for both new & existing Byju users.
- It is valid for one-time use only
- It expires after 45 days from the date of receipt of the coupon
- It is available for students in classes 4-10
- It is non-refundable & cannot be exchanged for cash in part or full and is valid for a single transaction only.
-
BB Now:
- 10% instant discount on minimum order of INR 500.
- Offer valid till Mar 31, 2023.
- Coupon Code- ONECARDMARNOW
Terms & Conditions:
- Offer is valid once per user.
- Minimum Order value – INR 500
- Maximum discount- INR 100
- EazyDiner:
- INR 250 off on a dining experience
- Offer valid till Jun 23, 2023
Redemption Info:
- Sign up or Log in on the app or website
- Book any Payeazy-enabled restaurant
- Enter bill amount
- Click on Proceed to pay
- Apply the offer code VISA250
- Pay using One card
Terms & Conditions:
- No restriction on a minimum billing
- Flat discount of INR 250
- Restaurants, cafes, etc., available on the app are subject to change from time to time.
- There is a daily quota for utilization of the offer across Visa cards.
-
SonyLiv:
- Flat 30% off on all Sony Liv subscriptions
- Offer valid till Nov 25, 2023
- Coupon Code- ONECARDSONY
Redemption Info:
- Visit the redemption link
- Sign in with the help of a mobile number
- Create profile
- Enter the coupon code
- Click on Activate offer
- Select the plan as per need
- Click on Proceed and make the payment.
Terms & Conditions:
- It cannot be clubbed with any existing subscription.
- Fuel Purchase with One card
- 100% Fuel surcharge waiver
- Offer valid till Mar 31, 2023
Terms & Conditions:
- Maximum waiver INR 400 every month
- Get 5X reward points in case of fuel is the user’s top spend category
-
Tata 1mg
- Get up to 12% off
- Offer valid till Mar 31, 2023
Redemption Info:
- Go to the website and log in
- Select the medicines/ lab tests/ healthcare products to add to the cart
- Apply coupon code
-
mCaffeine:
- Additional 20% off site wide
- Offer valid till Sep 15, 2023
- Offer code- MCVISA20
Redemption Info:
- Go to the website and apply the coupon code at checkout
Terms & Conditions:
- Applicable only on the website.
- Cannot be clubbed with any other offer
- Cashback in the form of bean coins
Collaborated Banks
There are five collaborating banks that issue One Card Credit Card and any bank can be visited to apply for this credit card. Below mentioned are the banks that collaborated:-
- Bank of Baroda Financial
- Federal Bank
- South Indian Bank
- SBM Bank
- IDFC First Bank
